Tuesday, May 18, 2010

The Evil Wedding Location Thwarted by...Wedding Insurance

Here’s a little narrative about a bride and groom who was very thankful they had wedding insurance for their nuptials. The day commenced just fine with the ceremony happening outside the main establishment at their garden ceremony site. Sure, it was by a busy avenue and quite a bit of traffic interference could be heard during the actual wedding but the bride and groom didn’t sound off about it. The ceremony was what it was.

As soon as the wedding was done everybody moved into the inside foyer for the pre-reception. The guests were drinking and eating and having a grand old time. This was, after all, an honoring, a celebration, and all the people we’re digging the whole scene. Some snacks might have been dropped, a beverage may have spilled a little somewhat. There were a few kids in attendance, too, so they make a little bit of a mess sometimes. There simply was not a thing not on key when it came to the hors d’oeuvres gathering. Nothing that would need any sort of wedding insurance from what they could tell.

The wedding attendees then went to the reception room for the eating and continued partying. The food was as good as it could be. This was, after all, a wedding and when feeding a couple hundred guests, it’s a challenge to actually cook up incredible food. Some would even say the food was bland and cardboard-like, but that really wasn’t important. What was significant was that all the newlywed’s family and friends were there to be with them and to celebrate their marriage! Wedding insurance was the farthermost thing from the newly married pair’s. The newlyweds were preoccupied with spending time and enjoying their loved ones and close friends. They weren’t visiting all the tables thinking, “Hmm, is all this covered by our wedding insurance policy?”

Moving on from the main course to dessert, the cake cutting followed, of course. At this point, not only had all the guests tilted back more than one glass, but so had the happily married pair. They were more than happy with the cake cutting and ended up not exactly being nice to each other. A little cake in his face, a little in hers, a little more up his nose, a little more up hers, etc. Well, some crumbs and frosting scattered on the carpet, but no one ground it into the rug and the newlyweds were sure one of the cleaning staff would have scooped it up right away. Besides, this probably happened more than one time in the past and even if the rug got a little stained, surely the location had wedding insurance coverage too.

Next—and after cleaning the smeared up frosting off of their faces—the newlyweds danced their first dance. All the friends and family members ooh’d and ahh’d during this special dance. After all the other special dances, like the parents and wedding party dances, all the guests got involved with the celebration. The disc jockey was a lot of fun and everyone danced and partied. During the bouquet toss, the bride tossed them too high the flowers actually hit the ceiling and bounced off of the roof! The bouquet ricocheted right in to the hands of the youngest bridesmaid. Of course, no one was injured by jumping for them so no need for wedding insurance once more! Possibly the bride and groom were wondering if they had wasted their money on a wedding insurance policy.

Now, at the end of the night, many of the guests had departed for the evening and the happy newlyweds were spent. They were overjoyed with the outcome of their ceremony and reception and they were even more thrilled that nothing bad happened to the point of having to have their wedding insurance coverage put to use. Surprisingly, no one from the ballroom or locale said goodbye. The security guard closed the doors behind them and their astounding ceremony and reception was over, only to be alive in their memories. They weren’t aware the wedding site owners had been victimizing young couples for months and months.

Two weeks after the wedding, the newlyweds got a bill from the owners of the reception hall purporting that there was damage caused to their place of business during their celebration. They said the gazebo was damaged by the minister. They said a table in the cocktail hour area had a beer spilled on it and was stained and messed up beyond repair. They had to locate a replacement. They stated that the stupid cake smashing that transpired destroyed that area of the rug and the entire carpet needed to be replaced. They said that when the bride tossed her bouquet, it scraped the ceiling and stained it, so that area and the entire room had to be repainted. The total price of all this to the renters came out to $24,000 was devastated. They had no idea what to do. They believed that they had to pay up or get taken to court, and we all know how much that costs. After speaking with their parents and other family members, it was the minister who reminded them about their wedding insurance. They got in touch with their wedding insurance carrier, who promptly opened up a case to investigate. The couple breathed a provisionary sigh of relief.

Several weeks lapsed and the newlyweds heard not a word and started to worry. They started getting an overview of their finances to see if they could somehow gather up enough dough that they were being asked to give up. Their wedding insurance agent finally called them and told them to come in for a little chat .

It turns out the managers of this wedding business had been making false claims on their bride and grooms for quite a while. Whenever they felt they needed something repaired or upgraded, they would blame the previous weekend’s wedding party. Lucky for them, most brides and grooms didn’t think they had any way out and whenever they tried to work out a deal, the wedding location proprietors would threaten them with litigation. Unknowingly, couples would just give them the money. negative issues caused by the couple’s event, but with an open case, the wedding insurance broker was able to inquire about and learn the truth. Not only did this couple not have to pay off the deplorable proprietors of the venue, but they saved any future embezzlement by these wedding crooks.

In this instance, conventional wear and tear would have been the conclusion and their wedding insurance would be free and clear of having to pay. And now, this couple and their wedding insurance company, are champions for sending those bad venue managers to the poor house. If they had never gotten wedding insurance, the victimization of couples would, like the energizer bunny, keep going, and going, and going.

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